Company profile

Rosbank is a privately held universal bank affiliated with Societe Generale Group, which provides all types of services to private and corporate customers. The subsidiaries of Rosbank include Rusfinance (consumer financing) and DeltaCredit (mortgage lending). The bank’s regional network numbers about 700 outlets in 340 cities and towns across the country. In terms of assets and equity, Rosbank ranks as one of Russia’s largest financial structures and one of the country’s top five lenders in terms of its loan portfolio.

SOCIETE GENERALE GROUP

Banking group Societe Generale is one of the largest financial groups in the euro zone:

• one of the largest financial groups in the euro zone
• founded in 1864 in France
• 32 million customers worldwide
• over 157,000 employees, 128 nationalities in 83 countries
• ratings: Аа 2 (Moody’s), A+ (Fitch), A+ (S&P)
• best bank in Central and Eastern Europe according to Euromoney (July 2010)

Results of the Group’s activity in 2010:

• consolidated profit: € 3.9 bn
• after-tax profit margin: 9.8%
• high capital adequacy ratio (Tier One Ratio, Basel II): 10.6%

The Group’s activity includes 3 main areas:

• banking services for individual customers and specialized financial services
• solutions for corporate clients and institutional banking
• asset management and Private banking

www.societegenerale.com