Rosbank offers a great variety of loan programs for individual customers covering all kinds of financial needs. Planning a wedding, expecting a child, purchasing a long-awaited car or a flat, home improvement, tuition fees for education or any other expense – Rosbank offers loan programs that fully satisfy any client’s needs and meeting opportunities.
Rosbank mortgage loans allow you to purchase a flat, a country house, a land-plot or to get a sufficient amount of funds against the pledge of existing real estate. Mortgage programs are offered to Russian and foreign citizens living in Russia. The maximum mortgage loan term is 25 years.
With Rosbank car loans you can purchase new or used car within the shortest timeframes providing a minimum set of documents. You may apply for a car loan in any Rosbank branch or at partner dealer’s showroom. The maximum term of car loan is 5 years, minimum downpayment is 0%.
Non-purpose consumer loans are mainly aimed for satisfying financial needs in cash. Rosbank has developed several loan programs depending on amount required and guarantee provided by the borrower. ‘Just Money’ program allows to receive a loan without pledge and guarantors. Loans are issued for the terms up to 5 years. Maximum loan amount depends on client category and guarantee provided.
To have an instant access to credit funds you can use a popular banking tool ‘Credit card with grace period’, which provides the opportunity to use credit limit without paying the interest during 62 days. Minimum monthly payment is 5% from credit limit used plus interest.
Rosbank has the widest branch network in Russia and offers the convenient channels of loan repayment. For loyal clients with positive credit history, employees of Rosbank corporate clients, employees of financially stable or state enterprises the Bank has developed special loan preferences and discounts. Loans can by repaid in advance without any additional fees.