Medium-sized and Large Businesses Financing
Rosbank offers a wide range of business loans for various purposes
Individual terms and conditions of crediting
Personal payment schedule
Early repayment option
- Overdraft
- Working Capital Loan
- Investment Loan
- Corporate Lending
- Lending under the programs
Overdraft allows you to make payments promptly even if the funds in the current account are insufficient.
Lending period: up to 1 year
Interest rate:
- Fixed
- Floating
- Additional approval is possible for each period
Currency:
- Russian Rubles
- U.S. dollars
- Euro
Repayment of principal debt
Funds have to be credited to the account:
- No later than the interim repayment dates (zero overdraft, for example, 1 time per 14/21/30/60/90/180 calendar days)
- Not later than the final repayment date (non-cancellable overdraft)
Intended to increase the level of working capital
Description
- Renewable credit line
- Non-renewable credit line
- Basic loan
Interest rate
- Fixed
- Floating
Currency
- Russian Rubles
- U.S. dollars
- Euro
- Other currencies
Individual repayment schedule is possible
Individual interest rate is possible for each tranche
Multiple currency contracts are possible
Credit is provided for investment purposes.
Description
- Non-renewable credit line
- Basic loan
Interest rate
- Fixed
- Floating
Currency
- Russian Rubles
- U.S. dollars
- Euro
- Other currencies
Individual repayment schedule Is possible
Individual interest rate is possible for each tranche
Multiple currency contracts are possible
Aimed at financing general corporate needs
Description
- Renewable credit line
- Non-renewable credit line
- Basic loan
Interest rate
- Fixed
- Floating
Currency
- Russian Rubles
- U.S. dollars
- Euro
- Other currencies
Individual repayment schedule Is possible
Individual interest rate is possible for each tranche
Multiple currency contracts are possible
The program of lending on preferential terms within the framework of the Decree of the Government of the Russian Federation No. 582 as of 24.04.2020
The Bank provides preferential loans to for systemic organizations and their subsidiaries within the framework of Decree of the Government of the Russian Federation No. 582 as of 24.04.2020.
Type of loan: non-revolving credit facility
Interest rate: preferential (not more than 5% per annum for the subsidy period)
Currency: Russian rubles
Loan term: up to 36 months
Subsidy period: not exceeding 12 months (commencing on the day the loan agreement is entered into and ending no later than December 31, 2021)
Restrictions: compliance of the borrower and loan purposes with the requirements provided by the Decree of the Government of the Russian Federation No. 582 as of 24.04.2020
For more information, you can contact your personal manager.
The program of lending on preferential terms within the framework of the Decree of the Government of the Russian Federation No. 696 as of 16.05.2020
The Bank provides preferential loans to for borrowers operating in sectors most affected by the deteriorating situation as a result of the spread of a new coronavirus infection under the Decree of the Government of the Russian Federation No. 696 of 16.05.2020.
Type of loan: non-revolving credit facility
Interest rate: preferential (not more than 2% per annum for the subsidy period)
Currency: Russian rubles
Loan term: until June 30, 2021
Features: it is possible to write off indebtedness on the main debt and interest accrued and transferred to the main debt upon fulfillment by the borrower of the requirements established by Decree of the Government of the Russian Federation No. 696 as of 16.05.2020
Restrictions: compliance of the borrower and loan purposes with the requirements provided by the Decree of the Government of the Russian Federation No. 696 as of 16.05.2020.
For more information, you can contact your personal manager.
Subsidy Programme from The Ministry of Agriculture of the Russian Federation
Preferential crediting of agricultural enterprises.
Types of loans: non-renewable credit line
Interest rate: preferential
Currency: Russian rubles
Loan terms:
- Up to 1 year for short-term loans.
- From 2 to 15 years for investment loans.
Restrictions: the targeted use of credit funds must strictly comply with the requirements of the program for obtaining subsidies from The Ministry of Agriculture of the Russian Federation.
You can find additional information on the official website of the Ministry of Agriculture of the Russian Federation.