67 cities joined Societe Generale mortgage business transformation in Russia

In June 2015, Rosbank and DeltaCredit implemented mortgage business transformation within the project "Societe Generale Russia Mortgage Platform" in the Samara, Voronezh, Tambov, Lipetsk, Orenburg, Ulyanovsk, Kursk and Chita regions as well as in the republics of Buryatia and Tuva.  Mortgage agreements in these cities and regions are currently issued by DeltaCredit bank and according to its standards. 

After new locations joined the project DeltaCredit bank has become a unified mortgage platform already for 232 localities in more than 45 regions of Russia.  In these regions, Rosbank will be offering mortgages to its customers in accordance with programs and standards of its specialized mortgage bank, while borrowers will sign the agreements directly with DeltaCredit. Rosbank network and DeltaCredit specialists will provide clients with professional expertise on the full range of mortgage products, and will give them support at the stage of the deals’ preparation. The borrowers will get the possibility to serve their mortgage credits in both banks’ network outlets all over Russia, and use remote banking services.

About the project 

The project "Societe Generale Russia Mortgage platform" has been worked out in accordance with the Strategy of Societe Generale Group retail banking development in Russia for 2014-2017. The banks announced the beginning of its implementation in November 2014. The project consists of several stages and should be completed by the end of 2015. DeltaCredit will act as a unified center of the Group mortgage lending, while Rosbank, along with DeltaCredit mortgage products offering will be implementing its wide capacities as a universal bank, including transaction services, banking card products, deposit programs, unsecured loans and other, as well as cross-selling of its products to the customers of its subsidiary banks DeltaCredit and Rusfinance Bank. 

Currently, the project “Societe Generale Russia Mortgage Platform" is implemented by 80%. DeltaCredit became a unified mortgage platform  in most regions of the Central, North-Western, Volga, Ural and Siberian federal districts.

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