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News

30.12.2015

Rosbank and Rusfinance bank at the second position in car loan market

Banki.ru Information Agency published the ranking of the Russian car loan banks as of the H1 2015. According to the ratings list, Rosbank and Rusfinance bank (Societe Generale Group in Russia) entered the Top-3 by car loan portfolio in H1 2015. Consolidated portfolio of both banks, amounted 124.4 bn rubles, took the second position in the ranking.

Societe Generale Group in Russia also occupies the second position by the total amount and number of disbursed car loans with the result of 15 bn rubles and 34828 loans respectively.

32 banks participated in the ranking. The aggregate car loan portfolio of these banks is 363.2 bn rubles as of July 1, 2015, while the total amount of car loan disburse is 59.4 bn rubles. Banki.ru took into account the amount of car loan portfolios, the level of NPL and the amount and the number of disbursed car loans.

In July 2015 Rosbank and Rusfinance bank successfully completed the transformation of car loan business of Societe Generale Group in Russia. The transformation of car loan business started in October 2014 and had three stages.

Transformation process was fulfilled in accordance with the Strategy of retail banking development of the Societe Generale Group in Russia for 2014-2017. As a result of the transformation, Rosbank has become the key universal bank of Societe Generale Group in Russia focusing on the daily banking transactional servicing, while Rusfinance bank has become the key car loan bank and develops relations with car producers and dealers. At the same time, Rosbank keeps offering car loans to customers in its outlets.

The positive effect made by the reinforcement of specialisation has enhanced the position of the Group in the market and improved the efficiency of both financial institutions.

 

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